How ChapSmart Works

Step 1: Enter Your Details

Provide your name, email, and the recipient’s M-Pesa details to initiate a transaction with ChapSmart. No account is needed as we don’t store your funds.

Step 2: Specify Amount to Send

Enter the amount in USD you wish to send to Tanzania, and ChapSmart will calculate the equivalent in Satoshis and Tanzanian Shillings (TZS).

Step 3: Pay with Lightning

Use the Bitcoin Lightning Network to send Satoshis to ChapSmart’s Lightning Address. ChapSmart does not store your funds—your Satoshis are processed directly for the transaction.

Step 4: Transaction Complete

Once the payment is confirmed, ChapSmart converts your Satoshis to TZS, and the funds are delivered instantly to the recipient’s M-Pesa account.